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Set Up a 401(k) for Your Small Business

A 401(k) is an employer-sponsored retirement plan for contributions that are not taxable until distribution. Employers benefit from deducting employee contributions they match on their taxes, and a retirement plan also attracts and retains the most competitive employees. According to a study conducted by the TCRS, 66% of workers want more help from employers to meet retirement goals, but only 52% of employers believe this. As the responsibility for retirement savings shifts more toward employees, small business owners can set themselves apart by offering more support.

Operating Budget Template

An operating budget in any size business is more than just an estimate of total company revenue and expenses for the year, it is a tool for setting sales targets and for adjusting as market conditions change. An operating budget is also essential for decisions about hiring additional employees, determining pay raises and bonuses, and for planning benefits packages. Before a company’s fiscal year starts, an operating budget determines what they need to do to earn the expected profit.

A Call For A New Kind Of Leadership

Many employees are working from home (or least trying to work while their children are racing around the house, thanks to school and daycare closures), and in such uncertain times they need a new kind of leadership: leaders who inspire, motivate, and possess the qualities needed to guide employees during this unprecedented time.

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